Personal Finance

Budgeting is an important aspect of managing the financial health of any family, but it can be especially challenging for families with children. With the costs of childcare, education, and daily expenses, it can be difficult to determine what a reasonable budget for a family of 4 might look like. In this article, we’ll explore

Credit cards are an essential financial tool that many people use on a daily basis. They offer a convenient and secure way to make purchases, pay bills, and access credit. However, one question that many people have is whether or not credit cards are waterproof. The short answer is that most credit cards are not

Since the coronavirus pandemic, inflation has jumped from 2% to highs of over 8%. At the same time, the interest rates on savings in most banks have remained lower than 1%. If your savings are in a bank account somewhere, you’re automatically losing money.  Saving money without a bank account is doable and has clear

Money is probably the most sought-after thing in the world. And there are many quotes and sayings regarding money that inspire us to save and achieve financial freedom. Some of the most interesting “save money” quotes are in Hindi too.  If you want to save more money, read my article giving the four steps to

Many people want to travel the world or have some travel goals, but very few people actually manage to save enough to fulfill their goals. On the other hand, some people actually manage to travel the world without saving for years. So, should you first save money or skip the wait and travel worldwide?  While

Saving money goes beyond just acquiring more wealth. While this is a worthy objective, the rationale for saving money often comes from a desire to reach a specific and tangible personal goal. Planning your finances is always a good idea, and your savings act as a safety net if the economy takes a downturn.  Countries

The Fat FIRE movement is for people wanting to retire early with an above-average lifestyle. If you’re considering joining it, you’re probably wondering what’s the best way to start and progress without default. Here’s the short answer: Fat FIRE is having 25 times or more of your expected annual retirement expenses to cover an upscale

Financial Independence, Retire Early (FIRE) is a movement that involves aggressive financial decisions. The movement aims to enable people to retire early so they can enjoy their lives without being limited by financial pressures. One of the initial decisions for FIRE enthusiasts considers is paying off their mortgages vs investing. Here’s the short answer: You

Lean FIRE is the shortest route to financial independence and early retirement. It requires you to cut off wasteful spending to focus on necessities. With such an arrangement, it is easier to achieve your FIRE number sooner, but how much exactly do you need to Lean FIRE? Here’s the short answer: You need 25 times