Terms of use

1. About these terms

Solberg Invest is operated by Solberg Invest Media Group AS, organisation number 933 219 224, Markens gate 29, 4611 Kristiansand S, Norway. Contact oskar@solberginvest.com or use our contact page.

These terms cover our website, newsletter, Terminal, courses and one-to-one educational consulting. Your offer and order confirmation set out what you buy, its price and any specific conditions. Your mandatory consumer rights always apply. Our privacy policy explains how we use personal data.

2. Investment information

We share research, opinions, educational material and information about the analysts' own investments. This is general information, not personal investment advice. We do not manage your money, place trades or assess which investments are suitable for you.

Investments can lose value; some leveraged products can lose more than the initial investment. Past results and forecasts do not guarantee future returns. Prices, calculations and research can be incomplete or become outdated. Check information before relying on it and seek qualified advice where needed.

Our disclosure policy and disclosures alongside individual pieces explain relevant interests and conflicts. An analyst's position describes their own decision, not an instruction to copy it.

3. Your account and tools

Accounts and purchases are for adults aged 18 or over. Keep account and billing details accurate, protect your login, and contact us if someone else gains access. Membership is for your own use.

Financial profiles, imports and calculators depend on the information and assumptions behind them. Automated answers can also make mistakes. Review holdings, calculations and sources before acting, and keep passwords, private keys and full card details out of messages and discussions.

You need an internet connection and an up-to-date, supported browser. Offer-specific technical requirements are explained before purchase. Paid digital services receive the updates required by the agreement and applicable law.

4. Plans, prices and renewal

The Terminal waitlist is free. Before a paid order, the offer shows what is included, the total price and taxes, currency, billing frequency, any agreed term, and any trial or discount. We confirm purchases and the applicable terms by email or another durable medium. Access rights expressly agreed in your offer continue to apply.

Subscriptions renew for the selected billing period until cancelled. Courses and consulting are separate purchases unless included in your offer. For a trial that converts to paid access, the offer shows the first charge and later charges; cancel before the trial ends to avoid that first charge. The withdrawal period normally starts when the contract is made, including a contract that starts with a trial.

A payment problem can affect access. Contact us to resolve it; a failed payment is not a cancellation request.

5. Courses and educational consulting

Your booking describes the subject, format, dates, included materials and access or replay period. One-to-one sessions explain concepts, research methods and tools. They do not include choosing investments or allocations for you, assessing suitability, managing funds or placing trades. Questions requiring personal investment advice should go to an appropriately authorised adviser.

If your plans change, contact us. Cancellation, rescheduling and missed-session arrangements are those explained before booking, subject to your statutory rights. If we cannot deliver a booking as agreed, your booking terms and applicable consumer rights determine the available alternatives, refunds or other remedies.

Recording notices explain what is captured and who can see the replay. We ask permission before recording a private session or using identifiable contributions in public marketing. Please respect other participants' privacy and obtain permission before recording or sharing their contributions.

6. Cancelling a subscription

Cancel through billing controls where available, Contact, or email, using the address associated with your membership. Other appropriate channels we use are also available. You do not need to give a reason.

Monthly subscriptions paid in advance normally end at the close of the current monthly period, with access until then and no further renewal charge. Consumers can end an ongoing digital-service agreement on reasonable notice, subject to any lawful minimum term expressly agreed at purchase. Annual payment alone does not create a twelve-month lock-in. If a prepaid agreement ends early, any unused payment due back under the agreement or law is refunded.

For recurring digital services, consumers receive a reminder at least every six months that the subscription continues and how to cancel.

7. If you change your mind

Consumers buying at a distance normally have 14 days from entering the contract to withdraw without giving a reason. Tell us before the deadline by email, post or Contact. You can use the form below, but a clear message is enough. The period can be extended where required withdrawal information was not supplied.

If you want a service to start during those 14 days, we ask for an express request. If you later withdraw, we may charge a proportionate amount for the service already delivered, but only where we gave the required information and obtained that request. For a fully delivered service, withdrawal rights end only with the required prior consent and acknowledgement.

For digital content, such as a recorded course, withdrawal rights can end when delivery starts only after your express consent, acknowledgement that the right will be lost, and the required confirmation. Access alone does not waive your rights. These exceptions apply only where the legal conditions are met for that purchase.

When you withdraw, we refund the amount due without undue delay and within 14 days of your notice, using the original payment method unless agreed otherwise, without a refund fee. Access and remaining delivery under the withdrawn purchase end. We acknowledge electronic withdrawal notices by email or another durable medium.

Withdrawal form (optional)

Complete and send this only if you want to withdraw:

• To: Solberg Invest Media Group AS, Markens gate 29, 4611 Kristiansand S, Norway; oskar@solberginvest.com.

• I/we hereby give notice that I/we withdraw from my/our contract for the following service: …

• Ordered on: …

• Name of consumer(s): …

• Address of consumer(s): …

• Account email or order reference, if available: …

• Signature of consumer(s), only if sent on paper: …

• Date: …

Delete “I” or “we” as appropriate.

8. If something goes wrong

Contact us about missing access, incorrect charges or a service that does not match the agreement. Include enough information to identify the purchase, without full card details.

Depending on the issue, consumer law gives rights to delivery, correction, a price reduction, termination, repayment or compensation. These rights are separate from cancellation and withdrawal. Our responsibility is determined by the agreement and applicable law; mandatory consumer remedies remain unaffected.

9. Content and participation

You can use the material you have access to for personal learning. Our content belongs to us or its respective owners; republishing, selling or distributing paid material requires permission, except where copyright law allows otherwise.

You keep ownership of your contributions and allow us to store, display and process them to operate the features you use, including member discussion and moderation. Public testimonials or marketing use require separate permission.

Keep discussions lawful and respectful. Harassment, deceptive promotion, market manipulation, security interference and sharing other people's confidential information are not allowed. We may remove content or restrict access where reasonably necessary. You can contact us to ask for a decision to be reviewed; applicable refund and other legal rights still apply.

10. Service and price changes

Services may change to maintain security, meet legal requirements, remain compatible or improve functionality and accessibility. Changes to ongoing paid digital services follow the conditions in consumer law, including a valid reason and no additional cost for the service change.

If a change affects access or use more than slightly, we give advance notice on a durable medium. Unless you can keep the service unchanged and in conformity with the agreement, you can end it without charge within 30 days of notice or the change, whichever is later, with any refund due for the unused period.

Subscription price changes are notified reasonably in advance, with the new price, effective date and cancellation rights. They do not change a period already paid for or apply during an agreed binding period. If an increase exceeds the applicable consumer price index adjustment, you can cancel without charge from when it takes effect. An introductory price change expressly accepted at signup is treated as agreed in that offer.

Maintenance and technical faults can interrupt availability. The rights described above apply if we do not deliver the agreed service. External services have their own terms; our responsibility for delivering our own service remains governed by law.

11. Updates and questions

We may update these terms as law or services change. Material changes to an existing agreement require a valid basis, appropriate advance notice and any cancellation rights required by law.

Norwegian law applies, subject to any mandatory consumer protections in your country of habitual residence.

Where an agreed venue is legally permitted, disputes arising from these terms or our services are subject to the exclusive jurisdiction of Agder District Court (Agder tingrett), Norway. Any required conciliation proceedings and appeals follow the applicable procedural rules.

This venue clause does not restrict consumers’ mandatory rights to bring or defend a case in another court, or the right to contact a competent regulator or complaints body.

Please contact us about any disagreement. If we cannot resolve it, you can seek mediation through Forbrukertilsynet where applicable. The Consumer Council's complaint guide explains the available routes and cross-border assistance.